• Proof of Identity (Nigerian international passport, national ID, Driver's license)
• Staff Identity Card
• 1 passport photo (Name and signature on the back of the passport photograph)
• Bank statement signed and endorsed by your bank (6 months preceding date of application)
• A signed direct debit mandate ( provided by One Credit)
• Letter of Employment
• Letter of confirmation
• You should be between 25-50 years old.
• You must run a Salary current account with one of the commercial Bank in Nigeria
• You must have a verifiable monthly pay package from a reputable firm
• You must pass a credit bureau check
• You must not have a history of returned cheques in your account
You can apply through any of these channels: our Direct sales executives, our branch and on the One Credit website
Our branch is at 70b Acme Road Ogba, Ikeja.
Our loans range from N40, 000 to N500,000.
No. You can only repay your present loan and reapply for another loan.
No, we take the full monthly installment due at the agreed date and intervals.
Yes, you can.However early settlement does not exclude you from paying the full interest due on the loan amount.
You can apply for a fresh loan instantly.
No.One Credit does not offer multiple loans to any one individual.
You can make atemporary application on our website and then come to our branch to hand in the required documentation or contact any of our direct sales executives and process through them.
This can only be done before the loan is approved and disbursed..
Your loan will be disbursed into your bank account within 24 hours after required documentation has been submitted and verified
You can repay via any of these channels: Direct debits, Payment over our website with your cards, transfers and cash payments into our bank accounts.
First repayment is due one month from the date the loan is disbursed into your account and subsequent repayments fall due on same date monthly for the entire tenure of the loan.
One Credit limited employs the use of debt collectors to recover outstanding amounts due from clients. In addition, defaulting client’s names will also be forwarded to the credit bureau firms in the country and this will impact negatively on the individual’s credit standing.